Although they work with bonds, the risk is the same as that of stocks. Three years ago, I bought bonds of the Vitebsk Waste Recycling plant on this platform, two years ago there was a repayment - the money was never returned. They send them to the factory on the platform - deal with them. But the factory is silent and is not going to pay.
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Александр Шик
Level 8 Local Expert
November 4, 2024
In any case, do not invest. Only I have 4 unpaid slots hanging. C-trading, Bayan, Technodvor, Global Asset. At the time of entering the platform, they were all in financial trouble. The company itself does not check in any way what it puts on its platform.
A lot of people are suing and there's no point.
The site is buggy all the time.
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Станислав
Level 2 Local Expert
July 16, 2024
I looked at the company for more than a year before investing. Tokens on the finstore are essentially bonds from Belarusian companies, simply in digital form. Not to be confused with Bitcoin or altcoins. The risks are higher there and in order not to burn out, you need to constantly shovel a lot of information. I like tokens more and are more suitable for the risk profile. I studied the company (I am glad that there are different tokens (by currency, percentages, issuers)), assessed the risks, invested money at a fixed percentage and earn income once a month / quarter.
In my opinion, the risk/return ratio is a good platform for portfolio diversification.
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r
Level 3 Local Expert
July 4, 2024
In any case, do not invest money in these tokens, because you will not get them back. Companies simply stop paying income at some point, do not make early repayment and do not fulfill obligations to return the funds they have received. I will not be unfounded, the Vitebsk Industrial Processing Plant, Royalty Agro, Bayan, Magnate City did not return the money to me. There is no information why, when. Bayan was sent canvases of letters, how good they are, how hard they work to get the money back, begged not to go to court and nothing. If you want to throw money away, you need a financial account.
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Александр Сивец
Level 2 Local Expert
July 25, 2024
An interesting platform. The guys learned how to pay income normally without intermediaries and trips to brokers. Plus, they still provide income in foreign currency. A good option for a beginner and an average investor. Well, for those who need to diversify their portfolio into something more reliable
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Валерия Захарчук
Level 4 Local Expert
June 10, 2024
Good afternoon. The guys give up to 10% per annum in foreign currency, and the banks give 1%. If you are interested in passive income, take a closer look. Here you can buy Belaz digital bonds at 5% for 20 bucks. Anything is better than putting your money in the bank on a deposit at 1%
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Дмитрий Птутукевич
Level 4 Local Expert
October 21, 2023
I do not advise investing in tokens of Belarusian and foreign organizations through an intermediary Finstor, places tokens of all homeless organizations without checking them. At the same time, they have their own guaranteed percentage. There are a lot of organizations that have placed bankrupt tokens, whose directors are hiding from investors with money abroad. (Suomitrade, Global, Accordion, and others).And you investors go to court and think about how to recover. The work of the Finstor team and the BelVEB Bank in this direction is disgusting.
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Андрей С.
Level 4 Local Expert
January 25, 2023
Good day to all ...
if you don't mind your money, you can invest. Here is my experience: every month I contributed (as an experiment) 100 units for a year and got about 1050 at the output, but 1300 should have come out, the question is, where are the rest? I will answer BelseptInvest, Global&Asset, Technodvor, whether my funds will be returned is not known, that from the side of Finstor, help 0,0. Yes, there were also such companies that returned borrowed funds.
I think this organization needs to be closed.
P.S. On the main page of the site, the first lines contain information about the number of investors, the number of income and attracted funds, WHY not post information about the number of funds that plozhadka has not returned to investors at the moment, why there is no information about the number of bankrupt organizations that they let into the plotform, about debtors, WHY, everything It's very simple, so as not to scare you off if you're not there yet.
Take care of your blood money...
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Nata
Level 2 Local Expert
October 17, 2023
An interesting platform. A couple of months ago I invested for a trial and watched. So far, everything is fine with my tokens. I'll wait a couple more months and if everything goes well, I'll think about this site seriously. The guys give very good percentages
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Андрей Ор
Level 2 Local Expert
September 27, 2023
One of the few teams that works with digital tokens of Belarusian companies. It develops the market and makes it more interesting for investors.
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Александра Таранченко
Level 6 Local Expert
August 7, 2023
a very clear and convenient investment platform! A cool project!
maybe we will finally have investment literacy, if there are sites!
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Сергей Ч.
Level 3 Local Expert
December 30, 2022
In my opinion, this is now a toxic scam platform, the only purpose of which is to cut the commission from issuers and investors. The site hosting the platform is slow, buggy and not modern. If, for example, you want to sort your tokens by quantity, amount, rate, or find out your total return for all time, then you will not succeed, because no one cares about your wishes. It is unclear who and how finstore evaluates issuers. Given the very large number of defaults on the site, there is doubt that the number of competent specialists of the company is more than the number 0. Regarding qualifications: sometimes in telegram chat you can see documents from the future: when on the calendar on 12/30/2022, and documents signed by the finstore and the issuer dated 01/22/2023 are thrown off. After the default of the issuer in which you invested money, no one will help you in any way. The maximum that finstore will offer is the services of its pocket collection agency, which will also charge you money, but will not help you in any way. Regarding profitability, in a year and a half I invested a total of about 3500-4000 USD (this is the total amount, including the ruble, dollars, and euros). The crooked site will not allow you to find out how much you have earned in total, because it gives out earnings only according to the available tokens, so I needed excel. During this time, I earned on interest – 310.14USD; 15.17EUR; 253.4BYN. During this time, several issuers defaulted, in which I invested in the amount of 140USD. Another one is in a state close to clinical death and is likely to give an additional 200EUR hole. In total, the actual yield was about 180BYN. If you are not an expert in finance like me, who wants to invest money and get some kind of permanent income, then finstore is not the place where you should put your money. Especially from 01.01.2023, when finstore will charge you a commission for any of your movements. If you are not a customer of BelVEB Bank, and you do not want to become one, because it is the worst bank, then welcome to the world of commission for withdrawals. Considering that starting from 2023, you will also need to pay taxes from tokens, the site will most likely generate a stable negative for you. I strongly recommend avoiding this place. 0 points out of 5.
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Юлия Колос
Level 2 Local Expert
March 31, 2023
All the reviews below (except the last three with five stars) are true. Payments were overdue for a year. I couldn't get any of my tokens back. At the moment, I am narrowing down with Skistoroinvest LLC for my money. Legal services are expensive. No, no, no, and no again. I can't even imagine how many people here lost their money and didn't get it back. A very shameful project that needs to be closed.
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Алексей Дуленок
Level 2 Local Expert
January 4, 2023
I have been working with the site for a long time. I recommend avoiding it. If you decide to work with her, then you need to select contractors very carefully, not everything that is written in white property is true, buy only 100% options. The site is working well (except for checking contractors, there are very dubious companies, but the money does not smell), I can introduce additional conditions for both white property and maintenance on the site itself and be sure - these changes will not be in your favor.
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Сергей Луговцов
Level 2 Local Expert
July 13, 2023
Very bad.The Finstore platform.by in the Republic of Belarus allows issuers to place tokens with an untested financial history just to earn money for themselves%.Financial pyramids are being created.They did not pay investors for the previous issue, but allow them to place the following ones.Example: Suomitrade -then filed for bankruptcy in order not to pay and Eco Snab Global-there will be a similar repetition.The site is not responsible, but try suing the BelVEB bank on the basis of which the site was created....
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Андрей Войтко
Level 3 Local Expert
March 4, 2023
On the technical side of the matter, everything works fine (website, deposit/withdrawal of funds). But in terms of access to the issuers' site, it's just terrible. Some fake reporting firm can borrow about 1 million units and then easily go into default. Finstor will say: - Investing is a risky business. We're just a playground.
Do not expect finstor's assistance in repaying the debt from the issuer - they are on their side, because they receive a commission from the issuer at the time of placing tokens on the platform.
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Владимир Г.
Level 3 Local Expert
November 30, 2023
If you want to lose money, then you are here. Of the invested 10,000 units. I only returned about 4000ue. The rest are 6000ue. they hung out in companies like Bayan and the bankrupt Technodor. So think about whether it's worth it.
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Лідзія Карцава
Level 7 Local Expert
October 9, 2023
The only platform in Belarus that places tokens of large enterprises on the free market. A good project, there are no alternatives to it!
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Инна Л.
Level 3 Local Expert
April 5, 2023
The idea of investing in specific projects of companies is interesting in itself. But in fact, unfortunately, the companies behaved meanly towards investors, to put it mildly. It's a disappointment. Literally another year and people will leave there completely. The advice to novice investors on this site is either not to invest at all, or (if you don't mind the money) at least in companies with A rating of A and above.
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PR
Level 3 Local Expert
August 1, 2022
I would like to warn potential investors not to invest money through the Finstore DFS LLC platform, the founder of which is JSC Bank BelVEB. Recently, 3 organizations have had difficulties paying off debt to investors. Thus, the debt on the companies Bakery 10, the Kazakh company BAYAN has not been paid, the Technodvor enterprise violated the offer, did not fulfill its obligations for the early payment of tokens to investors. The company has a default on one issue of 500 thousand dollars. BAYAN is also a guarantor for Global&Aktiv. The platform has implemented several launches of tokens of these companies worth millions of dollars. In fact, there is no financial verification of issuers, there is no investor support in case of non-repayment of debt. Finstore simply says that this is not our area of responsibility, contact a law firm for debt collection. Investors be extremely careful when choosing an investment platform.
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Александр Апостолов
Level 8 Local Expert
November 18, 2023
I don't recommend it.
The idea is good- the consultants are zero.
There is zero feedback.
We lost the payment - we didn 't find it in a week .
The site is not working well.
Don't waste time and money.
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Д П
Level 6 Local Expert
February 2, 2023
Good afternoon, everyone. The office is interesting, it collects money for the placed tokens of various legal entities, and as problems begin with interest payments and major investments of investors, so into the bushes. They say we don't know anything, you invested yourself, in a word, grabbers. It's not worth dealing with them.
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Jane Belyh
Level 3 Local Expert
March 6, 2024
The guys give a higher percentage of profitability than bank deposits. Who is looking for passive income - take a closer look
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Nikita K.
Level 2 Local Expert
February 27, 2024
I am gradually moving to them from bank deposits. Withdrawal of money without commissions. They give a good percentage in the currency.
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Александр Савостьянов
Level 12 Local Expert
January 7
Great company!!!
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Татьяна Иванова
Level 2 Local Expert
January 18, 2023
Do not get involved, companies are not checked at all, they provide fake information, more than ten companies on the financial market are in default, these companies do not return money at all. Finstor, of course, doesn't care... After the purchase, they are no longer in business...
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Narkevich Sasha
Level 2 Local Expert
August 19, 2022
They warn about the risks, but they don't care about your funds. Bakery No. 10, Bayan, Royalty agro.... We got the loot, we threw the percentages, everyone is sitting and silent. And no one shows quarterly reports to see what's going on there.
Romax (Factory, gourmet...) bankrupt, reduced the staff by 4 times, also climbs to get pennies .... horror.
Until you come across it.
There's no money, but you're holding on. We are not giving up, but it is still very difficult. Wait for it.
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rahtey
Level 4 Local Expert
February 1, 2023
In two years of cooperation with this company, 60% of the deposit was lost. There is an abundance of junk issuers, there are no real solutions to problematic issues. I don't advise anyone.
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Анастасия Ш.
Level 2 Local Expert
September 14, 2023
I invested in Gourmet and RSB finance. I'm happy. Everything was paid out clearly.
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Наталья Трухнова
Level 14 Local Expert
May 22, 2024
I use it, it's convenient
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Fox
Level 3 Local Expert
November 21, 2023
The platform is not responsible for non-return of funds. Issuers are not checked...
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uncleserzh.ogrenich2015
Level 17 Local Expert
April 25, 2022
It is quite a good company and the mechanisms offered in it.