Minsk, Miasnikova Street, 27офис 31, этаж 7
Kapusta.by
Directions
Ploshcha Francishka Bagushevicha
640 m
Sendajski skvier
168 m
14 reviews
November 25, 2024
There are not many options in our country to completely throw mud at such skrvises, but there is still a BUT!
Incomprehensible CI checks and verification, which lasts for an unknown amount of time every three months.
As a result, you will be able to pay off the loan, yes. But there is no way to take it at this time. It's like it's being done on purpose.
What is the most important thing that can change for a person in three months if the rating was initially good?
The support service exists somewhere on another planet. You ask for help and speed up, in response there are only template answers.
In general, I did not read it carefully at first, as a result, I need an eye... As if there are a thousand people there who need to be checked in a day? ((Extremely incompetent.
I don't need a loan at this moment, but you're shaking your nerves with these checks. ((
See original · Русский
1
April 5
I'll give you three as a mutual friend. There are nuances. I really don't like the following - for example, a borrower with a rating of 48 has the opportunity to take out three loans of 350 rubles. From one mutual friend.
More than a thousand come out.
But I wouldn't give that thousand to a person with a similar rating.
This causes problems. At the moment, the problem with six loans is due to a similar system.
The second point. Updating the borrower's rating. Otherwise, I am generally satisfied with the service. You can earn money.
If you take it seriously, then with an amount of less than 20k, it makes little sense to enter the topic. We need a normal turnover. To cover losses somewhere, as it takes a long time to repay some loans.
See original · Русский
March 21
In theory, you can make a profit, but too many people do not want to give money voluntarily. You have to take the borrower's contact phone number from the service, call them, and persuade them. The service itself does not take part in this at all - it only collects money. The rules are written crookedly, the sequence of actions is not clear. The lender is not protected at all. When you give a loan, you don't know what's really waiting for you. It takes at least 6 months to repay a problem loan (we are waiting for the penalty to be charged, waiting for the response to the claim, waiting for the arbitration court, waiting for the court decision, sending the decision to the economic court, waiting for the court decision, sending the court decision to the OPI, waiting for the OPI to collect the money). In general, I tried, eventually worked in the negative and retired from the service.
And for general information. At the end of the year, you must file a tax return to charge 13% of income for tax, which is calculated from conditional earnings - from interest and penalties, including loans that were not repaid, but should have been repaid in the reporting period. In addition, 15% tax is calculated on the amount from which the Cabbage commission is not deducted.
In terms of figures, the following results are obtained: conditionally I gave 500 rubles, 600 should be returned, 4.5% of 600 is taken by cabbage = 27p + 13% of 100p (the difference between 200 and 100p) = 13p tax must be paid to the state. In total, the conditional net income is 60p, although it initially seems that it is almost 100p. If, in this example, 1 out of 10 people does not repay the loan, then the work turns out to be zero.
See original · Русский
2