Maps • Chimkent • Banks

Otbasy bank

4.7

10 ratings

Closed until 10:00 AM

Shymkent, Qýanysh Tólemetov kóshesi, 50/8

Add photo or video

Address

Shymkent, Qýanysh Tólemetov kóshesi, 50/8

Show entrances

Directions

Contacts

Business hours

All affiliates

Directions

Features

Panorama

Are you the owner of this organization?

4.7

10 ratings

Rate this place

Asylzhan Alzak

Level 3 Local Expert

Otbasy Bank is a Kazakhstani state–owned housing construction savings bank. Its main goal is to help citizens save money and purchase housing on preferential terms. , Basic facts: Full name: Otbasy Bank (formerly called Zhilstroysberbank of Kazakhstan). 👨👩👧👦 "Otbasy" means family in Kazakh, and the bank positions itself as socially oriented. The main task is to make the purchase of housing affordable for citizens of Kazakhstan through the housing construction savings system. , How the system works: 1. A person opens a deposit and regularly saves money. 2. For savings, a percentage from the bank and a premium from the state (gosbonus) are accrued. 3. After accumulating a certain amount, you can get a preferential housing loan at a low interest rate (usually from 3.5% to 8.5% per annum). 4. The loan is used to purchase an apartment, house, construction or renovation. 📊 Features: The government encourages savings through a premium (up to 20% of annual savings, but there is a limit). The Bank implements government programs, for example: "Baspana hit", "Horde", "Shanyrak". You can save for housing not only for yourself, but also for your child. 🌍 Role in Kazakhstan: It is the only specialized bank in the country for the housing construction savings system. It helps to form the habit of long-term savings among the population. Through Otbasy Bank, many families received affordable housing without overpayments, as in commercial banks.

See original · Русский

Айжан Полат

Level 8 Local Expert

It is inconvenient that managers change

See original · Қазақша

Сымбат Серик

Level 5 Local Expert

There are a lot of people

See original · Русский

Otbasy bank

Add photo or video

Address

Contacts

Business hours

Directions

Features

3 reviews